Smartphones have become an important part of human life because they are used for many things, including the use of mobile banking . This service, whose main use is to facilitate banking transactions, can be accessed via a smartphone, making it more practical. Not only makes it easy, there are several other advantages of this digital banking product . Here are six of them!
More Flexible Banking Activities
Flexibility is one of the main advantages offered by mobile banking . While there may be people who haven’t used it for fear of triggering overspending, in fact the advantages it provides are even more numerous. In times of urgency such as having to send money to family or make non-cash payments, this service, which includes digital banking , makes it very easy with the flexibility it provides. Just take your smartphone , open the application, and you can do banking transactions.
Transactions Anytime and Anywhere
Mobile banking is here to make banking transactions you can do anytime and anywhere, regardless of the time of day. You no longer need to spend time, effort and money to visit the nearest bank or branch because most financial transactions can be done through mobile banking , for example transferring money, paying for groceries in e-commerce, and other transactions.
No matter what app you use, you want it to be secure. Mobile banking has a security system that you don’t need to worry about because in general, banks have equipped each application with multiple security devices. You will also get network security and access.
Each mobile banking account is usually equipped with a password and PIN for access so that you can use it safely. Just make sure you don’t forget your password, store it in a safe place, and don’t share it with anyone else.
To increase the security of using digital banking , it’s also a good idea to avoid accessing accounts via free internet or free Wi-Fi in public services that are less secure. Considering that there are still many cases of fraud, you must remain vigilant not to be tempted by promos or discounts that ask for personal identity, let alone your banking access.
The next advantage of mobile banking is the process of downloading, registering, and using the application, everything is free, without subscription fees from using the application. So you don’t have to worry about costs when accessing it. New fees will be charged when carrying out certain transactions, especially those relating to third parties.
More Practical Transactions
Mobile bankingwhich you use will also make all banking matters easier because you can do it more practically. There is no need to spend time and energy visiting a bank or an Automated Teller Machine (ATM) to make the banking transaction you need. You will feel more comfortable because you no longer need to be stuck in a line if you want to make banking transactions.
Has Many Supporting Features The
various advantages of mobile banking that customers experience are inseparable from the variety of supporting features provided. You will also find this in the Permata Mobile X application, a digital banking breakthrough from Permata Bank. One of the main objectives of launching this application is to facilitate all customer banking transactions.
There are hundreds of features that can be accessed in this one mobile banking application , so that all banking matters become easier and more practical. Here are some of them:
- It’s easier to open a savings account, apply for a credit card, apply for a KTA loan, and invest because the entire process can be done online
- Can check account mutations up to 12 months
- You can withdraw cash without a card at Indomaret and PermataATM with the Mobile Cash feature
- Send money to WhatsApp numbers with the WhatsApp Gift feature
With the many advantages of mobile banking , it’s a shame if you don’t take advantage of this application. Therefore, you don’t need to think twice about downloading the Permata Mobile X application right now. Immediately download the Permata Mobile X application on your smartphone and make all banking matters easier!